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30-yr fixed rates starting at 6.125% APR*

A mortgage that closes right away — not eventually.

Right Away Lending pairs modern digital pre-qualification with a real loan officer who picks up the phone. Most clients close in 21 days or less.

Estimate Your Monthly Payment

Est. monthly payment$2,043
NMLS #1928374 Equal Housing Lender Licensed in 38 states 4.8/5 from 2,100+ clients
Loan programs

Find the right fit for your situation.

6.125%

Conventional 30-Year

Our most popular fixed-rate option for buyers with solid credit.

5.750%

FHA Loan

Lower down payment options for first-time buyers.

5.875%

VA Loan

Zero-down financing for eligible veterans and service members.

6.375%

Cash-Out Refinance

Tap your home's equity for renovations or debt consolidation.

How it works

From application to keys, in four steps.

01

Pre-qualify online

A 5-minute form gives you a real rate estimate, not a guess.

02

Talk to your officer

A dedicated loan officer reviews your file within one business day.

03

Lock your rate

Lock in your rate once you're under contract on a home.

04

Close on schedule

Most clients close in 21 days — we track every deadline for you.

Loan officer portrait
"Most of our clients have already been frustrated by another lender by the time they call us. Our whole process is built around answering the phone and hitting the dates we promise."
Maria Contreras
Senior Loan Officer, NMLS #556213

Ready to see what you qualify for?

Get Pre-Qualified — No Credit Impact
*Rates shown are for illustrative purposes only and are not a commitment to lend. Actual rate depends on credit score, loan amount, down payment, property type, and other factors. Right Away Lending, NMLS #1928374. Equal Housing Lender. This is a design demonstration only — not a real financial institution.